Terms and Conditions

Agreement to these terms

These Terms and Conditions govern your access to and use of the Perpetual website and services. By using the website, you agree to these terms. If you do not agree, please do not use the website or services. These terms supplement any separate agreement you may enter into with Perpetual.

Description of services

Perpetual provides technology, operational support and strategic partnership solutions for independent advisers and RIA owners. The specific services provided to a firm or client are described in a separate written agreement.

Website content disclaimer

Information on this website is for general informational purposes only. It is not investment, tax or legal advice, and it is not an offer or recommendation to buy or sell a security. Past performance does not guarantee future results, and all investments involve risk.

Your responsibilities

• Provide accurate, current and complete information
• Protect any credentials issued to you and promptly report unauthorized use
• Use the website and services only for lawful purposes
• Do not interfere with the website or extract data through unauthorized automated means

Intellectual property

The website and its content, including text, graphics, logos, images and software, are owned by Perpetual or its licensors and protected by applicable intellectual-property laws. You may not reproduce, distribute, modify or create derivative works without prior written permission.

Third-party services

The website may link to services that Perpetual does not own or control. We are not responsible for their content, availability, privacy practices or terms.

Disclaimer and limitation of liability

The website is provided on an “as is” and “as available” basis to the extent permitted by law. Perpetual does not warrant that it will be uninterrupted, secure or error-free. To the fullest extent permitted by law, Perpetual will not be liable for indirect, incidental, special, consequential or punitive damages arising from use of the website.

Regulatory information

Registration as an investment adviser does not imply a particular level of skill or training. Services are offered only where Perpetual is properly registered or exempt from registration. Additional regulatory information is available upon request.

Governing law

These terms are governed by the laws of the State of New York, without regard to conflict-of-law principles, except where applicable securities law provides otherwise.

Changes and severability

We may update these terms by posting a revised version with a new effective date. If any provision is found unenforceable, the remaining provisions will continue in effect.